About Us


Arnold Caddell, a life-long Northern Kentucky resident, founded Heritage Bank in 1990 with a group of fellow business owners.Arnold Caddell

"In the wake of large bank mergers, we continue to preserve the concept of local community banking. We have created a bank where Northern Kentucky residents can go for advice and service for their financial needs from local professionals they know and trust." - Arnold Caddell

Heritage Bank is more than just a bank; we are your neighbors, friends, school volunteers, community advocates, and fellow residents. We are committed to knowing our customers personally, and providing a friendly, local banking experience.

As your community bank since 1990, Heritage Bank has grown to become one of Northern Kentucky's most respected financial institutions. Our core values of outstanding service to our customers have helped us remain strong and independent.

We're proud to say that we have our roots where others have branches.




Commercial and Mortgage Lending Team

Lee Scheben- President

Office: 859-342-0920 

NMLS# 810481


Peter Weickgenannt- Senior Lender

Office: 859-334-4215

NMLS# 810480


Barry Lampley - Ohio Market President

Office: 513-466-8520

NMLS# 1703402  


Pamela GoettingSenior Vice President

Office: 859-334-4206

NMLS# 434865


Joe Mayer- Senior Vice President

Office: 859-572-9207



Jay Melzer- Senior Vice President

Office: 859-334-8271

NMLS# 1446804


Pat O'Donnell- Senior Vice President

Office: 859-415-0545

NMLS# 1512296


Joe Schlimm- Senior Vice President

Office: 859-360-7656

NMLS# 1783977


Justin Augsback- Vice President

Office: 859-371-2900

NMLS# 759286


Nick Eberhard- Vice President

Office: 859-916-6309

NMLS# 421732


Guy Hampton- Vice President

Office: 513-466-8521

NMLS # 1703579


Andy Johnston- Vice President

Office: 859-359-0907

NMLS# 436805



Matt Ritzmann- Senior Vice President

Office: 859-384-5294

NMLS# 1376615


Lance Smaltz- Vice President

Office: 937-725-9041

NMLS# 1271186


Cathy Fightmaster- Mortgage Loan Officer

Office: 859-384-5290

NMLS# 719254


Paul Sharp- Mortgage Loan Officer

Office: 513-673-6136

NMLS# 771359


David Vu- Mortgage Loan Officer

Office: 859-445-3591

NMLS# 706247


Board of Directors


Chris Caddell – Chairman & Chief Executive Officer

Charolette Vermillion - Vice Chairman 

Larry Burcham – Clore & Burcham Real Estate Co.

Dan Catalano - Zotefoams, Inc.

Verne Epperson – Retired, Colonial Cottage

Gary Griesser – Griesser Music

Robert Lightner – CMI Insurance

Gary Wilmhoff – Retired, Florence Hardware

David Wallace - legal counsel, Wallace Boggs PLLC


Ohio Advisory Board


Chris Caddell, Heritage Bank

Barry Lampley, Heritage Bank

Dan Dressman, Homebuilders Association of Ohio

John Hawkins, Management Performance International

Jon Mason, Mason Schilling & Mason, LPA

Jerry Atkins, Bellwether Enterprise

Mike Schueler, Schueler Group

Ron Beshear, Beshear Financial Group

Scott Weiss, Ocean Accelerator

Steven Osborne, Top Gun Sales Performance

Ohio Advisory Board Update October2019






Heritage Bank is a proud member of local and national trade associations dedicated to providing financial tools and information to banks and their customers.


Kentucky Bankers Association:  www.kybanks.com

Ohio Bankers League:  www.ohiobankersleague.com

Tri-State League of Financial Institutions:  www.tristateleague.info


American Bankers Association:  www.aba.com

Independent Community Bankers of America:  www.icba.org