Heritage Bank
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PRIVACY POLICY

Personal Products

 

Other Accounts & Services
 
Other accounts & services offered by Heritage Bank

Online Banking
Overdraft Privilege
Money Market Account
Savings Account
Standard Certificates of Deposits & IRAs

 
  Online Banking
24-hour access to your accounts. Online banking provides up-to- date account information and balances via the Internet. Our site is fast, secure and user friendly. Transfer funds from one Heritage account to another, print current statements, obtain current deposit and loan rates, order checks, print loan applications, and many other useful tools.

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Money Market Account
Heritage Bank’s Money Market Account may pay a higher rate of interest than our other interest-bearing checking accounts. However, the number of preauthorized withdrawals permitted each month is limited, and only 3 third-party checks may be written per month. A $2,500 minimum balance is required to earn interest.

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Savings Account
Heritage Bank requires $100 minimum balance to earn interest (except minors). You are permitted up to nine withdrawals per quarter without charge after which $1 will be charged for each withdrawal exceeding nine.

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Standard Certificates of Deposits & IRAs
IRAs are available with the same terms and rates as the CDs listed below. Interest is compounded daily.

Terms Minimum Balance

7-29 days ......................... $1,500
30-90 days ......................... $1,500
91-181 days ......................... $1,500
182-364 days ......................... $1,500
1 year ......................... $ 500
2 years ......................... $ 500
3 years ......................... $ 500
4 years and over ......................... $ 500

Penalty for early withdrawal

 

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