Online Banking
24-hour access to your accounts. Online banking provides up-to- date account
information and balances via the Internet. Our site is fast, secure and user
friendly. Transfer funds from one Heritage account to another, print current
statements, obtain current deposit and loan rates, order checks, print loan
applications, and many other useful tools.
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Money Market Account
Heritage Bank’s Money Market Account may pay a higher rate of interest than
our other interest-bearing checking accounts. However, the number of
preauthorized withdrawals permitted each month is limited, and only 3
third-party checks may be written per month. A $2,500 minimum balance is
required to earn interest.
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Savings Account
Heritage Bank requires $100 minimum balance to earn interest (except
minors). You are permitted up to nine withdrawals per quarter without charge
after which $1 will be charged for each withdrawal exceeding nine.
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Standard Certificates of Deposits & IRAs
IRAs are available with the same terms and rates as the CDs listed below.
Interest is compounded daily.
Terms Minimum Balance
| 7-29 days |
......................... |
$1,500 |
| 30-90 days |
......................... |
$1,500 |
| 91-181 days |
......................... |
$1,500 |
| 182-364 days |
......................... |
$1,500 |
| 1 year |
......................... |
$ 500 |
| 2 years |
......................... |
$ 500 |
| 3 years |
......................... |
$ 500 |
| 4 years and over |
......................... |
$ 500 |
Penalty for early withdrawal
|