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Rates

All rates are effective 03/03/2014

Deposit Accounts

Money Market Accounts
Deposit AmountRateAnnual Percentage Yield

$0.00 - $2,499.99

0.05%

0.05%

$2,500.00 - $9,999.99

0.05%

0.05%

$10,000.00 - $24,999.99

0.15%

0.15%

$25,000.00 - $49,999.99

0.20%

0.20%

$50,000.00 and over

0.20%

0.20%

NOW Accounts and Heritage 50
Deposit AmountRateAnnual Percentage Yield

$0.00 - $2499.99

0.05%

0.05%

$2,500.00 - $9,999.99

0.05%

0.05%

$10,000.00 - $24,999.99

0.15%

0.15%

$25,000.00 - $199,999.99

0.20%

0.20%

$200,000.00 and over

0.20%

0.20%

Legacy Small Business Checking Account
Deposit AmountRateAnnual Percentage Yield

$10,000.00 and over

0.10%

0.10%

Savings Accounts
Deposit AmountRateAnnual Percentage Yield

$100.00 and over

0.20%

0.20%

IRA Savings Account
Deposit AmountRateAnnual Percentage Yield

$50.00 and over

0.20%

0.20%


Certificates of Deposit

Cerificates of Deposit
TermMinimumRateAnnual Percentage YieldEarly Withdrawal Penalty

7-31 Days

$1,500.00

0.10%

0.10%

1/2 of Term

32-90 Days

$1,500.00

0.20%

0.20%

15 Days

91-181 Days

$1,500.00

0.20%

0.20%

45 Days

182-364 Days

$1,500.00

0.25%

0.25%

3 Months

1 Year

$500.00

0.35%

0.35%

6 months

18 Months

$500.00

0.45%

0.45%

9 months

2 Years

$500.00

0.55%

0.55%

12 months

3 Years

$500.00

0.75%

0.75%

18 months

4 Years

$500.00

0.995%

1.00%

24 months

5 Years

$500.00

1.24%

1.25%

30 months

Promotional Rates
TermMinimumRateAnnual Percentage YieldEarly Withdrawal Penalty

13 Months

$2,000.00

0.50%

0.50%

6 Months

25 Months

$2,000.00

0.75%

0.75%

12 Months

 35 Months

 $2,000.00

 1.04%

 1.05%

12 Months 

+1/4% with a Heritage Bank 50 Account does NOT apply to Promotional rates

Choice Certificate of Deposit
TermMinimumRateAnnual Percentage YieldEarly Withdrawal Penalty

18 Months

$2,000.00

0.75%*

0.75%

9 Months

*Heritage 50 Deposit Account Customers can receive a .25% interest rate increase at time of certificate of deposit opening. During the 18 month term, customer can "bump" up the interest rate one time to the prevailing 18 month certificate of deposit rate for the remaining term of their certificate of deposit. Available for a limited time only.

 

Rates subject to change without notice