The Heritage Plus
No minimum balance required
Unlimited check writing
Free Heritage Plus checks
Free regular American Express travelers checks
Free 24 hour banking line (HAL)
Free stop payments
Free money orders
Free notary service
Overdraft privilege (available upon approval)
Heritage Bank ATM & Check Card
Monthly statements with images
Terms: $9 monthly service fee
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The Heritage 50
For customers 50 and over
Interest-bearing checking*
Ό% higher rate on CDs (promotional CDs excluded)
Free Heritage 50 checks
Unlimited check writing
Free notary service
Free 24 hour banking line (HAL)
Overdraft privilege (available upon approval)
Free regular American Express travelers checks
Free money orders
Free cashiers checks
Heritage Bank ATM & Check Card
Monthly statements with images
Terms: Minimum balance of $1,000 in the account or a combined minimum
balance of $2,000 in Heritage 50, savings, money market accounts, and CDs.
If the monthly balance requirement is not met, the account will be charged a
$4.00 monthly maintenance fee.
*Interest rates are subject to change and tiered according to the balance
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The NOW Account
Interest bearing checking*
Unlimited check writing (if account terms are met)
Overdraft privilege (available upon approval)
Free 24 hour banking line (HAL)
Heritage Bank ATM & Check Card
Monthly statements with images
Terms : A minimum balance of $1,000 in the account or a combined minimum
balance of $2,000 in NOW, savings, money market accounts and CDs. If the
monthly balance requirement is not met, the account will be charged an $8.00
monthly maintenance fee, $.25 per debit, $.15 per ATM debit
* Interest rates are subject to change and tiered according to the balance
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Regular Checking
Unlimited check writing (if account terms are met)
Overdraft privilege (available upon approval)
Heritage Bank ATM & Check Card
Free 24 hour banking line (HAL)
Monthly statements with images
Terms: A minimum balance of $500 or average balance of $1,000 is required.
If the monthly balance requirement is not met, the account will be charged a
$4.00 monthly maintenance fee, $.25 per debit, and $.15 per ATM withdrawal.
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Heritage Free Checking
No minimum deposit to open account
No minimum balance required
No per check charges
Free Heritage ATM & Check Card
Free 24 hour banking line (HAL)
Overdraft privilege (available upon approval)
No monthly service charge
Unlimited check writing
Monthly statements with images
Free ATM & Check Card Transactions
Free (50) complementary checks
Monthly statements with images
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