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Heritage Bank Mortgages

Looking to purchase a home? Let Heritage Bank help you. We have a wide selection of options for financing, including a Downpayment Assistance program.

Below is an overview of our more popular mortgage loan options.

Overview of Heritage Mortgages

Loan Type

Key Features

Fixed Rate Mortgage

You want predictable and steady monthly mortgage principal and interest payments for the length of the loan.

Adjustable Rate Mortgage

You want the ability to purchase a larger home or prefer to have lower payments initially.

Jumbo Loan

You need to borrow amounts in excess of the conforming loan amounts allowed by FNMA and FHLMC.

FHA Loan

You want to purchase a home with a low downpayment or require a loan with flexible guidelines.

VA Loan

You are a veteran looking to purchase a home.

Construction or Lot Loan

You are building a home.

Investment Real Estate Loan

You are interested in purchasing a non-owner real estate for investment purposes.

Multi Family Real Estate Loan

You want to purchase a 1-4 family home or apartment building.

Interest Only Loan

You want to purchase a home and make only interest payments on your loan for a set period of time.

We encourage you to stop into a local branch or call 859-586-9200 to talk with a mortgage loan specialist about your financing needs.