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Personal Checking 

HERITAGE FREEDOM CHECKING ACCOUNT

For your everyday checking needs

  • $50 minimum deposit to open account
  • Unlimited check writing
  • No monthly service charge
  • Fifty initial complimentary checks
  • No minimum balance required to maintain account
  • Overdraft Privilege available upon approval
  • Monthly statements with images.
  • Heritage ATM, debit, and check card
  • Online Banking Access
  • Online BillPay

HERITAGE 50 CHECKING ACCOUNT

For customers age 50 and over

  • $50 minimum deposit to open account
  • Interest credited monthly
  • Interest-bearing checking
  • Monthly statements with images
  • Interest compounded daily
  • Notary service available
  • Unlimited check writing
  • ¼% higher interest rate on CDs (promotional CD rates excluded).
  • No fee to purchase money orders or cashier's checks
  • Interest rates are subject to change and tiered according to the balance
  • Overdraft Privilege available upon approval
  • Online Banking
  • No monthly fees if a minimum daily balance of $1,000 is maintained in the account or a combined minimum daily balance of $2,000 in Heritage 50, savings money market accounts, and/or CDs
  • If minimum balance requirement is not met, the account will be charged a $4 monthly maintenance fee
  • Online BillPay

HERITAGE NOW CHECKING ACCOUNT 

Interest bearing checking for customers who keep larger balances.

  • $50 minimum deposit to open
  • Interest compounded daily
  • Interest-bearing checking
  • Interest credited monthly
  • Interest rates are subject to change and tiered according to balance
  • No monthly or per item fees if a minimum daily balance of $1,000 is maintained in the account, or $2,000 combined daily balance in NOW, savings, money market accounts and/or CDs
  • If minimum balance requirements are not met, the account will be charged an $8 monthly maintenance fee, $.25 per debit item fee, and $.15 per ATM withdrawal
  • Monthly Overdraft Privilege available upon approval
  • Online Banking
  • Online BillPay
  • Statements with images