Online Banking
Personal Checking
HERITAGE FREEDOM CHECKING ACCOUNT
For your everyday checking needs
- $50 minimum deposit to open account
- Unlimited check writing
- No monthly service charge
- Fifty initial complimentary checks
- No minimum balance required to maintain account
- Overdraft Privilege available upon approval
- Monthly statements with images.
- Heritage ATM, debit, and check card
- Online Banking Access
- Online BillPay
HERITAGE 50 CHECKING ACCOUNT
For customers age 50 and over
- $50 minimum deposit to open account
- Interest credited monthly
- Interest-bearing checking
- Monthly statements with images
- Interest compounded daily
- Notary service available
- Unlimited check writing
- Travelers checks available
- ¼% higher interest rate on CDs (promotional CD rates excluded).
- No fee to purchase money orders or cashier's checks
- Interest rates are subject to change and tiered according to the balance
- Overdraft Privilege available upon approval
- Online Banking
- Minimum balance of $1,000 in account or combined minimum balance of $2,000 in Heritage 50, savings money market accounts, and/or CDs.
- If minimum balance requirement is not met, the account will be charged a $4 monthly maintenance fee.
- Online BillPay
HERITAGE NOW CHECKING ACCOUNT
Interest bearing checking for customers who keep larger balances.
- $50 minimum deposit to open.
- Interest compounded daily.
- Interest-bearing checking.
- Interest credited monthly.
- Interest rates are subject to change and tiered according to balance.
- No monthly or per item fees if a minimum balance of $1,000 is maintained in the account, or $2,000 combined balance in NOW, savings, money market accounts and/or CDs
- If minimum balance requirements are not met, the account will be charged an $8 monthly maintenance fee, $.25 per debit item fee, and $.15 per ATM withdrawal
- Monthly Overdraft Privilege available upon approval
- Online Banking
- Online BillPay
- Statements with images