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Rates

All rates are effective 9/24/2012

Deposit Accounts

Money Market Accounts
Deposit AmountRateAnnual Percentage Yield

$0.00 - $2,499.99

0.05%

0.05%

$2,500.00 - $9,999.99

0.05%

0.05%

$10,000.00 - $24,999.99

0.15%

0.15%

$25,000.00 - $49,999.99

0.20%

0.20%

$50,000.00 and over

0.20%

0.20%

NOW Accounts and Heritage 50
Deposit AmountRateAnnual Percentage Yield

$0.00 - $2499.99

0.05%

0.05%

$2,500.00 - $9,999.99

0.05%

0.05%

$10,000.00 - $24,999.99

0.15%

0.15%

$25,000.00 - $199,999.99

0.20%

0.20%

$200,000.00 and over

0.20%

0.20%

Legacy Small Business Checking Account
Deposit AmountRateAnnual Percentage Yield

$10,000.00 and over

0.10%

0.10%

Savings Accounts
Deposit AmountRateAnnual Percentage Yield

$100.00 and over

0.20%

0.20%

IRA Savings Account
Deposit AmountRateAnnual Percentage Yield

$50.00 and over

0.20%

0.20%


Certificates of Deposit

Cerificates of Deposit
TermMinimumRateAnnual Percentage YieldEarly Withdrawal Penalty

7-31 Days

$1,500.00

0.10%

0.10%

1/2 of Term

32-90 Days

$1,500.00

0.20%

0.20%

1/2 of Term

91-181 Days

$1,500.00

0.25%

0.25%

1/2 of Term

182-364 Days

$1,500.00

0.30%

0.30%

3 Months

1 Year

$500.00

0.40%

0.40%

6 months

18 Months

$500.00

0.45%

0.45%

6 months

2 Years

$500.00

0.55%

0.55%

6 months

3 Years

$500.00

0.90%

0.90%

6 months

4 Years

$500.00

1.14%

1.15%

6 months

5 Years

$500.00

1.39%

1.40%

6 months

Promotional Rates
TermMinimumRateAnnual Percentage YieldEarly Withdrawal Penalty

13 Months

$2,000.00

0.55%

0.55%

6 Months

25 Months

$2,000.00

0.80%

0.80%

6 Months

Rates subject to change without notice